In recent years, the cryptocurrency market has received a lot of attention, driving cryptocurrency adoption up at an increasing pace. Global cryptocurrency adoption has increased by 880% over the previous year and an estimated more than 300 million individuals are using cryptocurrencies worldwide. However, as the public’s interest in cryptocurrencies grows, so does the number […]Read full post
According to the United Nations, it is projected that 68% of the total global population will be living in urban areas by 2050. With this growing number of individuals moving to urban areas, efficient and effective management becomes increasingly essential for the sustainable development and growth of these urban areas. In order to solve this […]Read full post
In 2020, Singapore launched the $12 million Singapore Blockchain Innovation Programme to strengthen and bolster growth in the local blockchain ecosystem. By collaborating with nearly 75 different companies, the programme aimed to conceptualise 17 blockchain-related projects in various sectors. Combined with other efforts established to encourage blockchain development and adoption, Singapore has positioned itself as […]Read full post
As the adoption of cryptocurrency becomes increasingly widespread, blockchain technology is now something that no business or financial institute can completely ignore. But apart from being a buzzword, what is blockchain technology and why is it becoming more prevalent? The Problem Blockchain Serves to Solve Almost all transactions required an intermediary before blockchain was implemented […]Read full post
2021 has been another year filled with volatility for the compliance landscape. From the rise in financial frauds and cyber crimes fueled by COVID-19, to the spotlight on environmental crimes at COP26, as well as one of the biggest data leaks in the Pandora Papers saga, financial crimes are rapidly evolving, and so are regulations. […]Read full post
What is Web 3.0 and Why Do We Need it? While the internet is something many of us use daily, the web is not without its flaws. The transition into Web 2.0 (the internet as we know it) heralded the beginning of an internet filled with user-generated content. With social media and enhanced communication applications, […]Read full post
What is account takeover fraud With the increase in online transactions, account takeover (ATO) fraud happens more often. ATO occurs when a cybercriminal obtains the customer’s login credentials, gains access, and control to an existing account. These existing accounts could be bank, credit card, email, e-commerce, etc. After a successful ATO, the cybercriminal will then […]Read full post
What is RegTech? Regulatory Technology (RegTech) refers to the “use of technology to enhance risk management and regulatory compliance in financial institutions”. RegTech can be used for two main purposes: (1) combat money laundering (ML) and terrorist financing (TF), and (2) identifying suspicious activities. Why is RegTech important? Needless to say, Covid-19 has led to […]Read full post
Non-fungible tokens (NFTs) are unique assets in the digital world that can be bought and sold like any other piece of property, but which have no physical form of their own. The market for NFTs surged to new highs in the second quarter, with $2.5 billion in sales in 2021, up from just $13.7 million […]Read full post
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